Educate yourself on how and when to file a car crash report in San Diego. This is knowledge that can save you money and the threat of potential lawsuits from the other party involved.
One of the first things you can do is read your insurance policy. Your policy should list their expectations of how and when to file a report to them or the police. It is important to report your accident to your insurance company as soon as possible, but only after first speaking with a car accident attorney in San Diego.
Filing a police report is not always necessary when your car crash is small, no injuries were involved, or there was only one vehicle involved. At times like these, the police will sometimes not even show up to document the incident.
If that is the case, you need to file a report to protect yourself from the other party coming back and saying they or their car was injured or damaged at the time of the incident.
You can file an accident report at the police station or online. If the police come to the site of the accident, never claim responsibility, just stick to the facts.
Include the sequence of events in as much detail as possible. Start with the other driver’s information, including the registered owner’s insurance information; insurance policy number; and the the make, model, and year of the car. You also need to document the license number on the vehicle. It is very important to get a correct drivers license number and name.
Provide the time of crash, date, and location. This documentation is very important to start the report. Provide a list of any injuries including the names of the parties injured and how many people were in the car at the time of the crash.
You might be able to pursue a personal injury claim after the wreck, in which case, you should contact The Kindley Firm, APC.
It may seem strange to cite the road conditions, but they can play into who was at fault for the accident. Were the roads wet, was it foggy, or was there road construction where the accident took place?
When filing a car crash report in San Diego, include the time of crash and where the sun was in the sky. Take pictures of the road, sun location, and skid marks for your insurance company’s records. That may be over and above what they may expect, but it can help your case.
Describing the vehicle damage with accompanying photos is a good thing to do. Photos of each car can protect you from the other person saying additional damage was done that did not happen at the time of your crash. Get copies of photos to your insurance company as soon as possible to document a time stamp.
Your Description of What Happened
Your statement should include a sequential recall of the events that led up to, during, and after the accident. Be careful interacting with the other driver. You do not want a volatile situation to occur. Anxiety may be running high after an accident, and above all, never admit to causing the accident.